This privacy policy applies to The PROSPR Plan app (hereby referred to as “Application”) for mobile devices that was created by PROSPR Financial Wellness LLC (hereby referred to as “Service Provider”) as a Freemium service. This service is intended for use “AS IS”.

This privacy policy applies to The PROSPR Plan app (hereby referred to as “Application”) for mobile devices that was created by PROSPR Financial Wellness LLC (hereby referred to as “Service Provider”) as a Freemium service. This service is intended for use “AS IS”.

Information Collection and Use

The Application collects information when you download and use it. This information may include information such as

Your device’s Internet Protocol address (e.g. IP address)
The pages of the Application that you visit, the time and date of your visit, the time spent on those pages
The time spent on the Application
The operating system you use on your mobile device

The Application does not gather precise information about the location of your mobile device.

The Service Provider may use the information you provided to contact you from time to time to provide you with important information, required notices and marketing promotions.

For a better experience, while using the Application, the Service Provider may require you to provide us with certain personally identifiable information, including but not limited to email. The information that the Service Provider request will be retained by them and used as described in this privacy policy.

Third Party Access

Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways that are described in this privacy statement.

Please note that the Application utilizes third-party services that have their own Privacy Policy about handling data. Below are the links to the Privacy Policy of the third-party service providers used by the Application:

Google Play Services

The Service Provider may disclose User Provided and Automatically Collected Information:

as required by law, such as to comply with a subpoena, or similar legal process;
when they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request;
with their trusted services providers who work on their behalf, do not have an independent use of the information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.

Opt-Out Rights

You can stop all collection of information by the Application easily by uninstalling it. You may use the standard uninstall processes as may be available as part of your mobile device or via the mobile application marketplace or network.

Data Retention Policy

The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. If you’d like them to delete User Provided Data that you have provided via the Application, please contact them at info@prospr.fit and they will respond in a reasonable time.

Children

The Service Provider does not use the Application to knowingly solicit data from or market to children under the age of 13.

The Application does not address anyone under the age of 13. The Service Provider does not knowingly collect personally identifiable information from children under 13 years of age. In the case the Service Provider discover that a child under 13 has provided personal information, the Service Provider will immediately delete this from their servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact the Service Provider (info@prospr.fit) so that they will be able to take the necessary actions.

Security

The Service Provider is concerned about safeguarding the confidentiality of your information. The Service Provider provides physical, electronic, and procedural safeguards to protect information the Service Provider processes and maintains.

Changes

This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new Privacy Policy. You are advised to consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.

This privacy policy is effective as of 2024-03-20

Your Consent

By using the Application, you are consenting to the processing of your information as set forth in this Privacy Policy now and as amended by us.

Contact Us

If you have any questions regarding privacy while using the Application, or have questions about the practices, please contact the Service Provider via email at info@prospr.fit.

Privacy Policy

By using our services, you agree to provide us with your personal information, such as your name, email address, and other credentials. We will use this information to provide you with the requested services and improve our services. We will not share your personal information with third parties without your consent unless required by law. By providing us with your personal information, you consent to our collection, use, and disclosure of your personal information following this Privacy Policy.

Kimberly Olson, AFC Candidate

Financial Coach

Kimberly brings her many years of experience as an analyst and accountant to the PROSPR Coaching team. Her desire to help others overcome their obstacles and achieve financial freedom has led her to pursue financial coaching with PROSPR.
Kimberly has passed the rigorous Accredited Financial Counselor® exam and is in the process of completing her certification. In her spare time, she volunteers at a number of community centers helping those in need of financial counseling. She enjoys spending time outdoors with her family and dog in her home state of Minnesota.

Meir Neiman, MBA

Financial Coach

Meir has been the recipient and received the benefit of PROSPR financial coaching. He has a deep passion for passing those benefits on to others.
Meir earned his MBA in Business Administration with a concentration in Finance from Bellevue University. He has 10+ years of experience in the financial services area, specifically in the complex Home Buying or Mortgage process.
Meir lives in New Jersey with his wife and 6 children.

Ariella Gofman, FFC

Lead Financial Coach

Ariella is a Certified Family Financial Coach, certified by Esh Lidor, and a Certified Financial Literacy Educator, certified by Mesilla International. She is passionate about reducing the stress people feel around money and has taught pre-marital and newlywed financial education curriculums for many organizations.
As Lead Financial Coach at PROSPR, Ariella strives to bring clarity and peace of mind to our clients relating to their money lives. Using the PROSPR Plan software, she helps our clients achieve a financial life that aligns with their values & feel more confident about managing their money. 
Ariella lives with her husband and 5 children in Jerusalem, Israel.

Simi Mandelbaum CFT-1, AFC, FBS®

CEO & Founder

Simi is the Founder and CEO of PROSPR Financial Wellness, a center dedicated to reducing the stress and anxiety people feel around money. Incepted in 2019, Simi has helped hundreds of clients reduce debt, increase income, and most importantly live their money lives true to their goals and values!
Simi is a Certified Financial Therapist (CFT-I) accredited by the Financial Therapy Association; an Accredited Financial Counselor (AFC) licensed by the AFCPE, a Certified Financial Behavior Specialist (FBS®) and completed the Kansas State University Masters Certificate Program in Financial Therapy.
Simi was featured on the popular podcast, Kosher Money and provides resources to Living Smarter Jewish.org a division of the Orthodox Union. She has presented at the AFCPE National Convention, Mesila International and EPI, among others.

Christopher Stuart

Software Specialist

Chris is PROSPR’s all-around Software Guru. He is certified in a number of technologies and specializes in Data Architecture, Zapier, Web Design, Google Workspace Administration, JavaScript, Node.js, GitHub, WordPress, and Google Apps Script, among others.
Chris brings his skills as a former Firefighter at Elk Creek Fire Protection District, with expertise in Problem Solving and Incident Management, to his position at PROSPR. He is always up to the challenge of solving any IT crisis the Company may face.