Terms of Service

SMS Communications and Opt-Out

By providing your mobile number, you consent to receive SMS messages from us regarding your appointments, services, and other relevant information. You can opt out at any time by replying “STOP” to a message sent to you. After you send the SMS message “STOP” to us, we will send you a confirmation SMS to acknowledge that you have been unsubscribed. After this, you will no longer receive SMS messages from us. However, we may still communicate with you — for example, to send you service-related messages necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes. If you want to join again, just sign up as you did the first time or send “START”, and we will start sending SMS messages to you again.

Assistance and Support
If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly by emailing info@prospr.fit or calling 315.977.6777.

Carriers and Messaging
Carriers are not liable for delayed or undelivered messages. We do our best to ensure timely delivery of SMS messages, but cannot guarantee that messages will be received by you in a timely manner. As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text or data plan, please contact your wireless provider.

Privacy and Confidentiality
Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

Contact Us
If you have any questions or concerns about these Terms of Service, please contact us via our website or info@prospr.fit

Chava Caplan

Financial Coach

Chava brings warmth, clarity, and practical tools to her role as a Financial Coach at PROSPR. She works with individuals and couples to help them feel more confident and empowered with their money, especially during times of change.

She is a Certified Life Coach (Darco Coaching) and Certified Mesila Financial Coach, combining her financial training with a compassionate, client-centered approach. Her background in grief support allows her to guide clients with sensitivity through emotionally charged financial decisions.

Chava creates a supportive space where clients can feel safe, seen, and successful in their financial journeys.

Milena

Concierge Coach

Milena supports day-to-day operations at PROSPR as our Concierge Coach, working closely with founder Simi Mandelbaum to keep clients organized and on track. She keeps your financial plan running smoothly: handling updates, tracking transactions, and offering real-time support so nothing falls through the cracks.

She holds a BA in Business and is currently pursuing further studies while working full-time. Outside of work, she enjoys reading, snowboarding, and spending quality time with friends over coffee.

Shira Rubinstein

Tech & Concierge Lead

Shira leads PROSPR’s tech operations and concierge services, combining her background in Computer Science with a thoughtful, people-first approach. She’s passionate about making systems more efficient and ensuring every client has a seamless, supportive experience.

Shira loves family safaris and staying closely connected to her roots. She brings warmth, precision, and care to every aspect of her work.

Privacy Policy

By using our services, you agree to provide us with your personal information, such as your name, email address, and other credentials. We will use this information to provide you with the requested services and improve our services. We will not share your personal information with third parties without your consent unless required by law. By providing us with your personal information, you consent to our collection, use, and disclosure of your personal information following this Privacy Policy.

Kimberly Olson, AFC Candidate

Financial Coach

Kimberly brings her many years of experience as an analyst and accountant to the PROSPR Coaching team. Her desire to help others overcome their obstacles and achieve financial freedom has led her to pursue financial coaching with PROSPR.
Kimberly has passed the rigorous Accredited Financial Counselor® exam and is in the process of completing her certification. In her spare time, she volunteers at a number of community centers helping those in need of financial counseling. She enjoys spending time outdoors with her family and dog in her home state of Minnesota.

Meir Neiman, MBA

Financial Coach

Meir has been the recipient and received the benefit of PROSPR financial coaching. He has a deep passion for passing those benefits on to others.
Meir earned his MBA in Business Administration with a concentration in Finance from Bellevue University. He has 10+ years of experience in the financial services area, specifically in the complex Home Buying or Mortgage process.
Meir lives in New Jersey with his wife and 6 children.

Ariella Gofman, FFC

Lead Financial Coach

As PROSPR’s Lead Financial Coach, Ariella blends strategic insight with a deep understanding of human behavior. She helps clients build money systems that reflect their values, reduce stress, and support long-term growth, using the PROSPR Plan Software as a guide.

Ariella is a Certified Family Financial Coach (Esh Lidor) and Certified Financial Literacy Educator (Mesila International). She also teaches at Michlalah College for Women in Jerusalem, where students describe her classes as “life-changing,” “practical,” and “transformative.”

She’s the founder of My Sister’s Closet, a nonprofit clothing boutique that supports women in need with dignity and care. Across all her work, Ariella is driven by one goal: helping people live more intentionally, with clarity and alignment. She brings a heartfelt and grounded energy that makes big ideas feel manageable and achievable.

Simi Mandelbaum CFT™, AFC®, FBS®

Founder & CEO

Simi is the Founder and CEO of PROSPR Financial Wellness. She launched PROSPR after experiencing firsthand the stress and confusion that often comes with managing money—and made it her mission to help others find clarity, confidence, and calm.

A Certified Financial Therapist (CFT™), Accredited Financial Counselor (AFC®), and Financial Behavior Specialist (FBS®), Simi has helped hundreds of clients reduce debt, grow income, and align their finances with their values. She’s also the creator of The PROSPR Plan Software™, a cash flow management tool designed for both ADHD and non-ADHD users.

Simi has been featured on Kosher Money, Nerd Wallet, The Voice of Lakewood, Ami Living, Mishpacha Magazine and various other podcasts and publications. She has spoken at national conferences including the 2024 International ADHD Conference, the AFCPE National Convention, and the Financial Therapy Association Annual Conference.

Christopher Stuart

Software Specialist

Chris is PROSPR’s all-around Software Guru. He is certified in a number of technologies and specializes in Data Architecture, Zapier, Web Design, Google Workspace Administration, JavaScript, Node.js, GitHub, WordPress, and Google Apps Script, among others.
Chris brings his skills as a former Firefighter at Elk Creek Fire Protection District, with expertise in Problem Solving and Incident Management, to his position at PROSPR. He is always up to the challenge of solving any IT crisis the Company may face.